Articles from Schroders plc

North American institutional investors are bracing for volatility, according to global asset manager Schroders, which today released the North American findings of its annual Global Investor Insights Survey. The survey polled pension funds, insurance companies, single family offices, endowments and foundations, and official institutions for their views on key investment and market themes including market volatility, active management, and public and private investments.

According to the Schroders 2024 U.S. Retirement Survey, just 14% of Americans between the ages 44 and 59 (Generation X) believe they have saved enough money for retirement. When asked how much money is needed to retire comfortably, Gen Xers say on average it will take $1,069,746 in savings, yet they expect to have just $602,944 saved by the time they leave the workforce. The resulting savings gap of $466,802 is larger than the shortfall Millennials ($322,128) and Baby Boomers ($353,069) expect to face.

North American institutional investors are pushing aside the noise this year’s volatile election cycle is bringing, according to global asset manager Schroders, which today released the North American findings of its Global Investor Insights Survey.

According to the Schroders 2024 U.S. Retirement Survey, more than one-third (36%) of investors participating in a 401k, 403b or 457 workplace retirement savings plan would invest in private equity and private debt investments if their plan provided access to these assets. Notably, 80% of these participants say access to private investments would lead them to increase the amount they are contributing to the plan.

According to the Schroders 2024 U.S. Retirement Survey, half of non-retired Americans (51%) report they are “concerned” or “very concerned” about outliving their assets in retirement, yet the most popular ages non-retirees plan to file for Social Security benefits are ages 65 (23%) and 62 (12%). Forty-three percent plan to take Social Security before age 67 – the full retirement age for everyone born in 1960 or later, and just 1 in 10 plan to wait until at least age 70 – the age at which an individual reaches their maximum monthly benefit.

According to the Schroders 2024 U.S. Retirement Survey, Americans who currently participate in a workplace retirement plan (e.g. 401k, 403b, or 457 plan), believe they will need $1,200,000 saved to retire comfortably, yet 46% expect to have less than $500,000 in savings at retirement – including 23% who say they will have less than $250,000. Just 29% believe they will reach the $1-million mark before retiring. The average age at which plan participants expect to retire is 63.

With inflation remaining stickier than anticipated, the impact of rising prices lessening the value of savings is weighing heavily on the minds of retirees. According to the Schroders 2024 US Retirement Survey, less than half (44%) of Americans in retirement believe they have saved enough, 24% are unsure, and 32% are convinced they have not accumulated enough savings.

According to the Schroders 2023 U.S. Retirement Survey, non-retired Americans between the ages 43 and 58 (Generation X) say on average it will take $1,112,183 in savings to retire comfortably, yet they expect to have just $661,013 saved. The resulting savings gap of $451,170 tops the expected shortfall facing Millennials and Baby Boomers.

Schroders, a global asset manager, today released the findings of its annual Global Investor Study which found that major macroeconomic trends including deglobalization, decarbonization and changing demographics are driving U.S. investors to rethink their investment strategy.

U.S. institutional investors are increasingly looking to private assets opportunities to invest sustainably, according to global asset manager Schroders, which today released the U.S. findings of its Institutional Investor Study.

For the second year in a row, working Americans ages 45 and older say on average it will take about $1,100,000 in savings to retire comfortably, according to the Schroders 2023 U.S. Retirement Survey. Unfortunately, only 21% expect to reach the $1,000,000 mark, down from 24% in 2022. More than half (59%), say they expect to have less than $500,000 saved, including 34% forecasting less than $250,000 in savings.

2022 promises to be a pivotal year in the lifecycle of ESG investing – one defined by the maturing and mainstreaming of ESG as an investment discipline. Today, global asset manager Schroders released the findings of the Institutional Investor Study, which uncovered investors’ sentiment around this hotly debated area.

Schroders today announces it is supporting workers’ and digital rights at the upcoming Annual General Meetings of Alphabet, Amazon and Meta.

According to the Schroders 2022 U.S. Retirement Survey, 74% of defined contribution plan participants who lack or don’t know if they have ESG investment options in their plan, said they would or might increase their contribution rate if offered ESG options. This is up from 69% who said the same in 2021.

Schroders is today announcing the appointment of Marina Severinovsky who will join Schroders global sustainable investment team in the role of Head of Sustainability, North America.

Global asset manager Schroders has today released the findings of its annual Global Investor Study, which found that U.S. investors, particularly millennials (age 22-41), are concerned with how the companies they invest in behave. Furthermore, they believe that investors have a role to play in solving the world’s problems through their investment decisions.