Upstart Holdings, Inc. - Common stock (UPST)

These three growth stocks are seemingly out of the reach of most institutional players, leaving retail investors with a great advantage.

As the Q1 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the vertical software industry, including Upstart (NASDAQ:UPST) and its peers.

A number of stocks jumped in the afternoon session after the major indices rebounded (Nasdaq +1.5%, S&P 500 +1.0%) as reports pointed to easing tensions between Israel and Iran. The Wall Street Journal said senior Iranian officials had signaled a willingness to restart stalled nuclear talks, on the condition that Washington refrain from joining Israel's ongoing strikes. This development triggered a significant decline in oil prices, easing inflation concerns. 

Today's economy is set up to benefit a stock like Upstart, giving its business model all the right reasons to bring the stock higher in price.

Fair Isaac's business looks very secure, but the stock is still extremely expensive. Upstart is less a competitor than you think, and attractively valued.

Tradr ETFs unveiled two new leveraged funds that target the market's most volatile innovation plays: Archer Aviation and Upstart.

Volatility cuts both ways - while it creates opportunities, it also increases risk, making sharp declines just as likely as big gains. This unpredictability can shake out even the most experienced investors.

AI-powered lending platform Upstart (NASDAQ:UPST) reported Q1 CY2025 results exceeding the market’s revenue expectations, with sales up 67% year on year to $213.4 million. On the other hand, next quarter’s revenue guidance of $225 million was less impressive, coming in 0.5% below analysts’ estimates. Its non-GAAP profit of $0.30 per share was 76.6% above analysts’ consensus estimates.

Not all public companies riding next-big-thing trends will necessarily be winners.